🎉 Limited time: Earn up to 5.30% APY on our Performance Savings account. Open yours today →
FDIC Insured · Member Since 1994

Banking that
works harder
for your money.

Earn industry-leading rates on savings, CDs, and money market accounts. No hidden fees, no minimums — just your money growing every day.

12-Month CD
%5.15
APY
View terms
Money Market
%4.90
APY
Get started
EVERINTERNATIONAL BANK
● OVERVIEW
Total Balance
$48,230.00
↑ +$1,204.30 this month
Performance Savings
$32,000
5.30% APY
Checking
$16,230
Acct ••••4821
Recent Activity
↑
Interest Earned
Oct 01, 2026
+$141.33
↓
Wire Transfer
Sep 28, 2026
−$2,500.00
FDIC Insured Up to $250,000
FDIC Insured up to $250,000
256-bit Encryption
Rated #1 Online Bank 2025
2.4M+ Customers
24/7 Customer Support

The right account for every goal.

Whether you're saving for tomorrow or building wealth for decades, we have an account designed to get you there faster.

Performance Savings

Our flagship savings account with one of the highest APYs available — no monthly fees, no minimums.

Annual Percentage Yield
%5.30
APY — variable, updated daily

Certificates of Deposit

Lock in a guaranteed rate for 3 months to 5 years. The longer you commit, the more you earn.

12-Month CD Rate
%5.15
APY — guaranteed for full term

Yield Checking

A checking account that actually pays you back. Earn interest on your everyday balance with zero ATM fees.

Checking Yield
%0.50
APY — plus ATM fee reimbursements

Money Market

The flexibility of a checking account combined with the earning power of a savings account.

Money Market Rate
%4.90
APY — tiered balances

Business Banking

Put your company's cash to work with high-yield business accounts and treasury solutions built for growth.

Business Savings Rate
%5.05
APY — competitive business rates

IRA & Retirement

Grow your retirement savings tax-efficiently with Traditional and Roth IRA CDs and savings options.

IRA CD Rate
%5.20
APY — tax-advantaged growth

Your money earns more here.

We update our rates daily. Compare and see why customers choose EverInternational Bank over traditional banks.

Performance Savings

%5.30
APY · No minimum

12-Month CD

%5.15
APY · $1,000 min

6-Month CD

%5.00
APY · $1,000 min

Money Market

%4.90
APY · Tiered balance
View All Rates

Rates updated: October 14, 2026. APY = Annual Percentage Yield. Rates subject to change.

Built different. Built for you.

We're 100% online — which means no branch overhead, lower costs, and better rates passed directly to you.

Highest Rates, Always

Our savings and CD rates consistently outperform national averages by up to 10x. Your money works harder from day one.

Zero Hidden Fees

No monthly maintenance fees, no minimum balance penalties, no ATM surcharge reimbursements. Banking the way it should be.

Digital-First Banking

Manage every account from our app or website. Open an account in under 5 minutes, transfer funds instantly, and track your growth in real time.

Bank-Grade Security

256-bit encryption, two-factor authentication, biometric login, and real-time fraud alerts keep your money and data safe 24/7.

24/7 Support

Real bankers, available anytime. Call, chat, or email — we're here every day of the year with expert, friendly service.

International Banking

Send money internationally in 40+ currencies with competitive exchange rates and low flat fees. No surprises.

Your bank in your pocket. Always on.

The EverInternational app gives you full control of your finances — check balances, move money, open accounts, and track your earnings — from anywhere in the world.

Instant Transfers

Move money between accounts or send to anyone via Zelle® instantly.

Real-Time Earnings Tracker

Watch your interest accrue daily with a live earnings dashboard.

Smart Alerts

Get notified for every transaction, login, and rate change the moment it happens.

Mobile Check Deposit

Deposit checks by taking a photo — funds clear in as little as one business day.

Total Balance
$48,230.00
↑ Earning 5.30% APY
Send
Add
Move
More
Interest Earned+$141.33
Zelle to Sarah M.−$250.00
CD Matured+$5,150.00

Your money is safe.
Always.

We use the same security infrastructure as the world's largest financial institutions. Every account is protected by multiple layers of encryption, verification, and monitoring.

Biometric Authentication

Face ID and fingerprint login so only you can access your account.

Real-Time Fraud Detection

AI-powered monitoring flags suspicious activity before it becomes a problem.

256-Bit SSL Encryption

All data is encrypted in transit and at rest using bank-grade protocols.

Two-Factor Authentication

Verify every login with a one-time code sent to your phone or email.

Fully Protected

Every account backed by the FDIC and secured by enterprise-grade encryption.

FDIC Insured · Up to $250,000

Trusted by millions worldwide.

2.4M+
Active Customers
$18B+
Assets Managed
30+
Years of Excellence
40+
Countries Served

Make your money work harder. Start today.

Open an account in under 5 minutes. No paperwork. No branch visit. Fully online.