🎉 New: 5.20% APY on 12-Month CDs — Limited time offer  |  Open account →
Personal Banking

Banking built around your life

From everyday checking to high-yield savings and CDs, we have everything you need to grow and protect your financial future.

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Checking Savings CDs Mortgages Auto Loans Personal Loans Credit Cards

Find the right checking account

No-fee checking with 30,000+ fee-free ATMs nationwide. Open online in minutes.

Free Checking

No monthly fees. No minimum balance. Just straightforward, free checking for everyday banking.

  • $0 monthly fee
  • $0 minimum balance
  • 30,000+ fee-free ATMs
  • Mobile check deposit
  • Free debit card
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MOST POPULAR

Advantage Checking

Earn interest while keeping full access. Our most popular account for everyday banking.

  • 0.50% APY on balance
  • $0 fee with $5,000 balance
  • Free wire transfers
  • Unlimited ATM reimbursements
  • Priority customer service
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Premier Checking

Our premium account with 1.00% APY, dedicated banker, and exclusive perks for high-balance customers.

  • 1.00% APY on all balances
  • $25,000 minimum balance
  • Dedicated relationship banker
  • Free safe deposit box
  • Free cashier's checks
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Your savings deserve more

Our High-Yield Savings account earns 5.05% APY — that's more than 84× the national average of 0.06%. No minimum balance required. Your money is always accessible.

  • 5.05% APY — no minimum required
  • $0 monthly fee, no strings attached
  • FDIC insured up to $250,000
  • Link to any checking account
  • Automated savings goals tools
Open Savings Account
Current APY
5.05%
Annual Percentage Yield
National average0.06%
EverInternational Bank5.05%
Difference84× more

Lock in today's high rates

Terms from 3 months to 5 years. Fixed rates guaranteed for your entire term.

3-Month CD
%4.50
APY
Min. $1,000
24-Month CD
%4.95
APY
Min. $1,000
60-Month CD
%4.65
APY
Min. $1,000
View full rate schedule →

Mortgage & Home Loans

Whether you're buying, refinancing, or tapping into equity, our mortgage team guides you every step of the way with competitive rates and personalized service.

30-Year Fixed
6.875% APR
Apply →
15-Year Fixed
6.250% APR
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Talk to a Mortgage Expert

Purchase

Get pre-qualified in minutes and close faster with our streamlined digital process.

Refinance

Lower your rate or payment, consolidate debt, or shorten your loan term.

Home Equity

Access your home's equity with a HELOC or home equity loan at competitive rates.

Drive away with great rates

New and used auto loans with competitive rates, flexible terms, and a fast approval process.

New Auto

5.49%
APR starting at

Up to 84-month terms. Get pre-approved in minutes before you visit the dealership.

Apply Now

Used Auto

6.24%
APR starting at

Vehicles up to 10 years old. Terms up to 72 months. No prepayment penalty.

Apply Now

Refinance Auto

5.75%
APR starting at

Lower your rate or monthly payment. Takes just minutes to apply.

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The flexibility to fund what matters

Whether it's debt consolidation, home improvement, medical expenses, or a major purchase, our personal loans offer fixed rates and predictable payments.

$1K – $100K
Loan Amount
9.99%+
APR Starting At
Apply for a Personal Loan
No prepayment penalties
Fixed monthly payments
Funds as fast as next business day
No collateral required
Check rate with no credit impact

Cards that reward your spending

Cash back, travel rewards, and low-rate options for every lifestyle.

EVERINTERNATIONAL BANKCash Rewards

Cash Rewards Card

Earn unlimited 1.5% cash back on every purchase, every day. No annual fee.

  • 1.5% unlimited cash back
  • $0 annual fee
  • $200 welcome bonus
  • 0% intro APR 15 months
Apply Now
EVERINTERNATIONAL BANKTravel Elite

Travel Elite Card

3× points on travel and dining. 60,000 bonus points offer for new cardholders.

  • 3× travel & dining
  • 1× all other purchases
  • 60,000 point welcome bonus
  • No foreign transaction fees
Apply Now
EVERINTERNATIONAL BANKSecure

Secured Card

Build or rebuild credit with our secured card. Graduate to unsecured in as little as 12 months.

  • Reports to all 3 bureaus
  • $200 – $5,000 credit limit
  • Free credit score access
  • Graduation to unsecured possible
Apply Now

Banking that works for you

Mobile Banking

Manage your accounts anywhere with our top-rated mobile app.

FDIC Insured

Your deposits protected up to $250,000 per depositor.

24/7 Support

Real humans available by phone, chat, or email around the clock.

No Hidden Fees

Transparent pricing. No surprises. No tricks. Just honest banking.

Open your account in minutes

No branch visit required. Bring your ID and a few minutes. We'll handle the rest.

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