Today's Rates

Certificates of Deposit

CD Rates

Fixed rates locked in for your term. No monthly fees. FDIC insured up to $250,000.

Open a CD

3-Month CD

^%4.50

APY

Min. deposit $1,000. Perfect for short-term goals.

Popular

6-Month CD

^%4.75

APY

Min. deposit $1,000. Earn more with a 6-month lock-in.

12-Month CD

^%5.20

APY

Min. deposit $1,000. Our highest 1-year rate.

Best Rate

24-Month CD

^%4.95

APY

Min. deposit $1,000. Lock in stability for 2 years.

Complete CD Rate Schedule

Term	Minimum Deposit	APY	Interest Rate	Compounding	Early Withdrawal
3 Months	$1,000	4.50%	4.41%	Daily	30 days interest
6 Months	$1,000	4.75%	4.65%	Daily	90 days interest
12 Months	$1,000	5.20%	5.07%	Daily	150 days interest
18 Months	$1,000	5.10%	4.98%	Daily	150 days interest
24 Months	$1,000	4.95%	4.83%	Daily	180 days interest
36 Months	$1,000	4.80%	4.69%	Daily	180 days interest
48 Months	$1,000	4.70%	4.59%	Daily	270 days interest
60 Months	$1,000	4.65%	4.55%	Daily	270 days interest

* APY = Annual Percentage Yield. Rates are subject to change without notice. Minimum opening deposit required. Penalty applies for early withdrawal.

High-Yield Savings

Savings Account Rates

Earn up to 25× the national average. No minimum balance. No monthly fees.

Open Savings

High-Yield Savings

^%5.05

APY

$0 minimum balance. Unlimited transfers. FDIC insured.

Best Savings Rate

Standard Savings

^%0.50

APY

Entry-level savings with no monthly fees. $25 min opening.

Youth Savings

^%4.00

APY

For customers under 18. Great rate to start saving early.

National average savings rate: 0.06% APY

Our 5.05% High-Yield Savings rate is more than 84× the national average, helping your money work harder every day.

Get Started

Money Market

Money Market Rates

High yields with checking-like flexibility. Includes debit card access and check writing.

Open Money Market

Balance Tier	APY	Interest Rate	Monthly Fee	Check Writing
$0 – $9,999	4.25%	4.16%	$10 (waived w/ $2,500)	Included
$10,000 – $49,999	4.75%	4.65%	None	Included
$50,000 – $99,999	4.90%	4.79%	None	Included
$100,000+	5.00%	4.89%	None	Unlimited

Interest Checking

Checking Account Rates

Account	APY	Min. Balance	Monthly Fee	ATM Access
Free Checking	0.00%	$0	None	30,000+ fee-free ATMs
Interest Checking	0.10%	$500	$8 (waived w/ $500)	30,000+ fee-free ATMs
Advantage Checking	0.50%	$5,000	None	Unlimited, fee-free
Premier Checking	1.00%	$25,000	None	Unlimited + reimbursement

Lending Rates

Loans & Mortgage Rates

Rates shown are representative APRs. Your actual rate depends on creditworthiness and other factors.

Mortgages

Product	Rate (APR)	Points
30-Year Fixed	6.875%	0.5
15-Year Fixed	6.250%	0.5
5/1 ARM	6.500%	0.25
7/1 ARM	6.625%	0.25
30-Year Jumbo	7.125%	0.5

Consumer Loans

Product	Rate (APR)	Term
Auto Loan (new)	5.49%	Up to 84 mo
Auto Loan (used)	6.24%	Up to 72 mo
Personal Loan	9.99%	Up to 60 mo
Home Equity Loan	7.50%	Up to 20 yr
HELOC	8.25%	10-yr draw